Lighthouse Financial Group’s
Fixed Index Annuity is your Best Choice
At Lighthouse Financial Group, we are passionate about securing your financial future. Our annuities deliver unmatched growth potential and rock-solid protection.
We ensure your hard-earned savings remain secure. You can capitalize on market upswings while safeguarding your principal from losses.
With features like tax-deferred growth, guaranteed lifetime income if you choose, and flexible options such as 10% free withdrawals, our annuities are tailored to empower you with financial freedom.
We will provide you with personalized
guidance to align your retirement strategy
with your unique goals- giving you confidence in every decision.
Tax Deferred Growth
The time to act is NOW—
Don’t wait to protect and grow your wealth.
Annuities offer the powerful advantage of tax-deferred growth. Here’s why this is a game-changer for your financial future:
Keep More of Your Earnings: With tax deferral, you won’t owe federal income tax on your interest or investment gains until you withdraw funds. This means every dollar of growth stays in your account, working harder for you.
Maximize Your Retirement Savings: If you’re approaching retirement, tax deferral ensures more of your money remains invested, compounding over time. The longer your funds grow uninterrupted, the greater your wealth can become.
Secure the Retirement You Deserve: This enhanced growth translates into a larger nest egg, providing the financial freedom to live the retirement you’ve always envisioned—with confidence and peace of mind.
Schedule your free consultation TODAY!
And ensure the retirement of your dreams.
How you fund your annuity will affect how your withdrawals are taxed.
Each will offer unique benefits based on your financial plan. Here is a straightforward
look at the two main types of annuities
and how they can support your retirement goals.
Qualified Annuities: These are funded with pre-tax money, like funds rolled over from a 401(k) or IRA. Your investment grows tax-deferred, meaning no taxes are due until you withdraw. When you take money out, both your contributions and earnings are taxed as ordinary income. This is a great choice if you want to maximize growth without tax interruptions during your career.
Non-Qualified Annuities: These are purchased with after-tax money, such as funds from a checking or savings account. Only the earnings are taxed when you withdraw, while your original investment comes back tax-free. This option offers flexibility and lowers your tax bill during retirement, making it ideal for diversifying your income sources.
A Clear Guide to Tax Benefits - Qualified vs. Non-Qualified
Annuities
Don’t WAIT !
Lighthouse Financial Group can help you choose
the annuity to fit your needs. Let us help you make
smart tax choices and build a stronger, more secure retirement.
Explore these incredible Benefits-
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Seamlessly move your 401k, 403B, & 457 funds into an IRA without triggering taxes, preserving every dollar of your hard-earned savings.
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Capture the upside of market gains while being fully shielded from devasting downturns, ensuring your wealth grows steadily and safely.
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Gain confidence knowing your initial investment and accrued interest are safeguarded against market losses, providing a solid foundation for your retirement, subject to the terms of the annuity contract.
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If you choose, enjoy a steady predictable income stream tailored to your unique needs, providing financial freedom and stability throughout retirement.
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Thrive with confidence, knowing your savings are insulated from market volatility in a low-risk, high-reward investment.
Seize your financial freedom today!
Our annuities offer tax-deferred growth,
flexible withdrawals, and guaranteed
income options to build the retirement you deserve.
Lighthouse Financial Group helps you understand the key differences between annuities and mutual funds—
so you can make the right choice for a secure, comfortable retirement.
Annuities
Looking for guaranteed income in retirement? An annuity offers steady, reliable payouts—often for life—plus tax-deferred growth and protection from market risk.
It's a smart way to secure your financial future. Their benefits include:
Guaranteed Income: Receive reliable, predictable payouts—often for life—helping ensure you never outlive your money.
Tax-Deferred Growth: Your earnings grow without immediate tax impact, allowing your investment to compound over time.
Lower Risk: Especially with fixed annuities, your principal is protected from market downturns.
Customizable Options: Optional riders can enhance your plan with features like increased income, long-term care benefits, or legacy protection for beneficiaries.
Mutual Funds
Mutual funds pool money from many investors into professionally managed portfolios of stocks, bonds, or other assets. While they aim for growth or income, they carry market risk—meaning your investment can lose value based on performance.
Some downsides include:
Market Risk: Returns can fluctuate significantly due to market volatility.
Taxable Events: Annual capital gains and dividend distributions may create unexpected tax liabilities.
Fees: Investors may face ongoing expenses like management fees (e.g., a 1% expense ratio means $100 annually per $10,000 invested) and upfront sales charges ranging from 2% to 6%.
Talk to an Expert ! Lighthouse Financial Group can help you find right Annuity for you.
If you’re looking for predictable income, tax advantages, and lower risk in retirement, Annuities may be what you have been looking for!